What is a Collateral Loan?
A collateral loan allows you to receive immediate funds by using a luxury item you own as collateral. Instead of selling your item, you borrow against it. Your piece stays securely stored throughout the loan term, and you receive it back once the loan is fully repaid. It is simple, confidential, and based entirely on the value of your item.
Three Step Process
How the loan process works
Our collateral loan process is simple, transparent, and designed to give you fast access to funds while keeping your luxury item safe and protected.
Bring your luxury item
Stop by with your jewelry, watch, or designer bag for a brief inspection by our team.
Get your loan value
We assess your item and tell you the amount you can borrow based on its current market value.
Receive Your Funds
Approve the offer, complete the paperwork, leave with your funds while your item is stored safely.
Why Choose NovaOro for Your Loan
Secure, fast, and trusted
Confidential and respectful service
Your privacy is always protected. Every loan is handled discreetly with a professional, judgment free approach from start to finish.
Fast evaluations and immediate funding
Most assessments take only a few minutes, and approved loans are funded right away so you can access what you need without delay.
Secure storage for your luxury items
Your jewelry, watch, or designer bag is kept in our protected vault with monitored security until your loan is fully repaid.
Item We Accept
Luxury pieces eligible for collateral loans
Our specialists evaluate each item with care to determine its loan value based on brand, condition, materials, and current market demand.
Fine Jewelry
Rings, bracelets, necklaces, earrings, pendants, gold pieces, diamond jewelry, and more.
Luxury Watches
We accept Rolex, Cartier, Omega, Breitling, Tag Heuer, and other premium timepieces.
Designer Handbags
Louis Vuitton, Chanel, Gucci, Prada, Saint Laurent, and additional authenticated designer brands.
Contact Us
Let Us Know How We Can Help You
